Selling Your Home During a Divorce

Statistics show that there were 827,261 divorces in the U.S. in 2016, and if selling a home is part of the process, enlisting the assistance of an experienced real estate professional is a no-brainer.

Every home sale is complex and requires a multitude of decisions but selling your home while divorcing calls for both parties to stay professional, rather than emotional. Making decisions out of spite or interfering with the sale in an attempt to wound your spouse will ultimately end up hurting you as well.

In many cases, that once important financial asset becomes a chess piece.

“Selling a home, even under the best of circumstances, is an overwhelming life event for most people,” Debbie Reardon with The Platinum Group, Realtors said. “When coupled with other major life changes, it can be incredibly stressful.”

Making the process a little smoother may mean letting your Realtor be the go-between during the selling process. Numerous situations find communication between spouses to be lacking, and money is one of the key triggers for a battle. With the home sale usually a financial transaction, it’s often a potentially big financial contest.

“Hiring a Realtor to navigate the many details of the buying and/or selling process can help to alleviate some of the stress, while giving both parties piece of mind that a trusted and neutral professional is protecting their interests and shared asset,” Reardon said.

Not all decisions, or conflicts, during a home sale are financial. Divorcing couples have been known to clash over less significant decisions like curb appeal or paint. But when it comes down to it, all of these disagreements just drag out the process and delay the finalization of the home sale – as well as the divorce.

Some tips may help streamline the process a little bit.


First: Sit down with your spouse and discuss the applicable concerns about sale of your home. Such as does the house require work before putting it on the market, and who will pay for it.

Second: Will one spouse continue to live in the home and will the residing spouse pay the entire mortgage as well as upkeep, or what will the non-residing spouse contribute. Is the residing spouse solely responsible for showing the house?


Keep in mind that filing for divorce does not end the responsibility of your mortgage. As long as the home and the loan are in the name of both spouses, both are financially responsible for the debt—even if one party has already moved out of the home.

It’s not essential for any party to stay married to the mortgage, however. If one person isn’t able to refinance the mortgage, it’s best to sell the property.

With only one spouse living in the house, showings are easier to set up, and the more you show the home, the more likely you are to get offers in the shortest amount of time. The sooner your home is sold, the sooner you can move forward with finalizing your divorce.

Enlisting the help of an experienced Relator who can impartially make recommendations that best serve both parties is fundamental to a successful experience. Working with an established and knowledgeable Realtor can give you peace of mind during a complicated and emotional time.

The Platinum Group, Realtors are ranked as the number one independent real estate firm in Colorado Springs. Bringing together the top agents in the Pikes Peak region, The Platinum Group provides home buyers and sellers with Platinum Service and Platinum Results.

For a no-obligation consultation, call 719-536-4326 or visit PlatinumHomesSales.com.

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